If you suspect you've been the victim of fraud or identity theft, taking immediate action may help limit the impact. Here's our Green Bank checklist:
- Immediately report the identity theft to your financial institution and follow any instructions they provide regarding your account.
- Contact the fraud department of your creditors, such as credit card issuers, phone companies, banks, and lenders to dispute unauthorized charges.
- Report the crime to your local police.
- Contact the three major credit bureaus — Equifax, Experian, and TransUnion — to request a fraud alert on your account and a freeze on your credit report.